How You Can Retire

with $1,000,000

on Pocket Change You Waste

Let me prove in these next few minutes

what I can do for you...with no hype

The sheet of yellow paper, crumpled into a ball with more force than necessary, hurtled across the room missed the waste paper basket and scattered a dozen others in the corner. It was my first story as a cub reporter and I wanted it to be a masterpiece. (It was not!)    

Sixty years later, I sit here facing the same difficulty: I have something to say that I think is far more significant to you than my first story ever could have been and because of that I feel under tremendous pressure to get it right.

I know $1,000,000 doesn't sound realistic but I'd be crazy to make such a claim without solid proof

If I were you I'd be wondering is this a bunch of hype? You'd be absolutely right to ask this question. It's one any inteligent person should ask.

I ask only that you read every word here. I also want to give you my free 63-page e-book so that you get a glimpse of how I might help you. You see, I have already been through the doubts and difficulties you face with your investments. I have made the mistakes so you won't have to.

I have gone through doubts and being scared every time I made a fresh investment, but not any more.

If what I have to say seems like hype to win more sales, I apologize in advance. I am just so excited about what I know my latest how-to investment course can do for you. But saying that does not help you; let me try in the next few minutes to let you see for yourself why it may be exciting.

What I teach is so easy and

you don't have to be rich or intelligent to make it work 

If you have ever thought investing in the stock market was too difficult or only for the rich, I have news for you: it is so very easy when you cut through the chaff and self-important hocus-pocus too many people use to make themselves appear as if they can forecast the future. There are just a handful of very simple rules - but you will not learn most of them from financial advisers.

The Gaffer Wealth System started with a simple ebook, Lunch with Gaffer. It is the one book I wish had been available to me many years ago. It covers all you really need to know about stocks, bonds and mutual funds. And it does it all in a way that makes setting it to work for you fun. You'll see why in a minute.

No one would give this

guarantee and give you

12 months to test if this

was a scam

Sure, sure, I wrote the thing so you might expect me to say it's the best there is for beginning - or just curious - investors. But I say that with a clear conscience because I believe it with every bone in my body. I'd be a fool to exaggerate and then back exaggerations with a double money back 12-month guarantee .

But a book, however much I thought it would help to make your financial future brighter, was not enough. I know that books alone are quickly forgotten. So ... then a 16-week course was added. Next came two hours of MP3 recordings…and then 23 short ebooks. This was followed by 22 videos and all this is now bundled as a full-scale multimedia course that will make what you learn so ingrained in your consciousness that I believe it will be virtually impossible to fail.

I made my first stock investment when I was a penniless 20-year-old and, like many of the things we do without first learning how to do them, I made an absolute mess of that experience. I want you to know  what you are doing all the time. You can do what I do. When you go through The Gaffer Wealth System you will understand why I can say this with such confidence.

I came from knowing

nothing; so can you

- but without my mistakes

As a naive, fresh-faced youngster, I demanded to speak with the manager of the cavernous polished mahogany, brass and marble head office of a national bank in central London  where I had an embarrassingly-small account. This was the sort of place where you'd automatically speak in whispers, as if in an empty cathedral. I said I wanted to invest "the entire content" of my bank account, what did the manager advise? Only later did he discover my total wealth was about $30.

I didn't know that most bank managers know as much about stocks as most plumbers know about flying 747s, so I accepted his recommendation to invest in an obscure South African gold mine.

It didn't take long to recognize I was totally out of my depth and I stayed away from all types of investment for several years. I know now that I could so much more easily have become a millionaire if only I had known and understood a few basic rules of successful investing - rules now available to you. At that age, all that was needed was $3.50 a day and an average return of 10%.

More than 10% is easy.

I'll show you how

- if you qualify

"Only 10%?"  you say sarcastically. "Huh, if I'd only known it was that easy … !"

I don't blame you for being skeptical; I would be too. But wait; read this entire page and I'll prove to you just how easy it is.

The Gaffer Wealth System begins by showing you how to save even though you're sure it is impossible - and with no pain and no sacrifice of things important to you. Again, in your shoes, I'd doubt that.

But I show exactly how to find this mysterious missing money. If you're working and between age 25 and 30 the likelihood is that you will discover enough money that is currently wasted to make you a millionaire. What's more,  you decide what is being wasted and what is important to your lifestyle.

Can I help everyone? No. Some people just can't follow through with anything. More importantly, in this stressful economy there are some who truly cannot save any money at all. Out of work, some struggle just to put plain food on the table.

I know what that's like; I've been there. The future for some is bleak until they can find another job and get out from under some of the bills. But quite likely if you are working it is easier than you think. You will not know the truth until you follow the beginning of The Gaffer Wealth System. After that, if you find saving is impossible simply ask for your money back.

This is no lottery with

impossible odds; it's the

closest thing to an absolute certainty if you follow the 1-2-3 rules

How often have you wished you could win the lottery…even if your share was "only" $1 million? Maybe you are among the tens of millions who check those numbers every week. Hey, a few thousand would help pay off some of the bills! Remember how you felt when you won just $10? I bet you told at least one other person. I even told someone when a colleague won a small amount!

This isn't about lotteries or chance. It's not about $10, it's about quietly making enough to seriously improve your future and allow your dreams to become reality.

• * What would a solid retirement account mean to you? * How much would that be? How would it feel? * When you think about that, what pictures do you see in your mind? * I know you don't think of sacks filled $100 bills; what do you imagine? * Would you travel? * Move somewhere sunny with sandy beaches and rustling palm trees as I did when I moved to Panama? * Golf every day? * What would be different in your life?

   

It's quite likely many of your dreams can come true or, if you have let too many years slip by, that you could be much better off than you now are. And I know this may sound unbelievable, but you could achieve this without long-term risk or gambling of any sort.

For most people, finding

pennies a day to invest is not hard

- once you know the secret

It's not too late for someone in their mid-30s to mid-40s to become a millionaire; it's just a little more difficult. You need to find $10 or $15 a day while a 25- to 30-year-old needs just $6.67 a day. In most cases, you wouldn't even notice any difference in your lifestyle. This is important so that you stick with your savings program.

But who needs to become a millionaire? We just need enough to feel freedom, right? A million is just a figure of speech, like winning the lottery for most of us.

Most of us throw away potential fortunes on far less than Happy Hour, things we do not really want and that are not necessary (in our own view) to our present lifestyle. We do this not realizing that the life we dream of if we win the lottery is simply slipping through our fingers. Finding what we squander is easy when we know how…and I'll show you how.

"But stocks, bonds and mutual funds? I don't know anything about that stuff. Besides, that's for rich folk."

A young man I met for the first time got around to asking what I do for a living.  "The stock market?" he screeched in horror a couple of days after the Dow Jones Industrial Index average plunged to 8000 in October 2008. "That's crazy! Don't even talk to me about stocks. My father has just lost a million dollars in stocks. He invests in mining companies."

You don't need to pay a broker;

I'll show you how to pick companies you already buy from. It's easy

once you know how

Fifteen minutes later, after I had explained a few logical strategies a child could do successfully, he admitted his initial reaction was because he had been unaware of how easy it is to make money over time with stocks and bonds.

Would you be surprised to know you can invest just a few dollars a month automatically without mutual funds and without any sort of brokerage account? Just think: no fees of any kind; you get to keep all the profit.

Would it also surprise you to know that if you know Toyota makes autos and Kellogg makes cornflakes you know almost enough to invest successfully, especially when I show you how to find a list of appropriate companies?

Would you be surprised to know you can invest directly in about 1,300 companies without going through stockbrokers or paying commissions? (Hush, my broker friends would hate me for telling you this!) And that, just like mutual funds, you can buy fractions of shares this way?

Mutual funds? I'll show you

'hidden' fees that rob you of

one-third of your money

Oh, and I'll show you where all the hidden fees are with mutual funds. They are not really hidden, but you need to know what to look for and where in those daunting annual reports many people simply throw unread into the garbage. I'll show you where to find them; your mutual funds salesperson probably won't.

There's far more to fees than just sales commissions, and these other fees make a huge  dent in your bottom line - anywhere from 29 to 34 percent for the average stock mutual fund. I'll show you.

You see, it's not just about what you make it's also about what you  keep.

Find investment books boring?

So did I and that's why

my course is presented very differently

"But I started one of those investment books once. Couldn't understand it and I've never touched another one since."

I know exactly how you feel. It's like being back in school to try reading some of them - and they have a strange language all their own. How do they expect anyone to understand what they're talking about?  

In my early days, the days that have the most impact on how we can live later in life but during which we are the most impatient, I felt much the same way about those books. But being able to make money without working for it fascinated me so I continued to "invest" on hunches, and I lost more often than I gained. Years later, because of a computer program I designed and everyone else wanted, I had my pick of six investment firms to join as a broker.

In the next 15 years I met all sorts of people and got a good feel for what prevents so many from being successful with … or even starting … an investment savings program. Very few of my clients ever read an investment book; they relied on me to make them money, and relying on someone else is dangerous.

If you don't know how to be a successful investor how are you going to determine whether your adviser is any good? And if you do   know, why do you need an adviser?

The original ebook

was written for someone

who hated investment speak

So when I planned the original ebook  I knew I had to make it the sort of book that readers would have a hard time putting down; it had to be simple to understand, and the strategies had to be absolutely logical and provable either with commonsense or with a pocket calculator, not by risking your money. But it also had to be fun.

I wanted a total beginner to be able to understand every word but also to enjoy reading those words. I wanted even experienced investors to have worthwhile 'aha' moments, those moments that surprise with pure simplicity and make you wonder why you hadn't thought of that for yourself.

The test was my wife. Before Gaffer, she didn't even want  to know anything about stocks and bonds - but she is my best critic and she understood every word in the book. More than just teach, the book had to hold the average reader's interest quite apart from the investing aspect.

The teaching is most unusual;

it is in story form

to make it hard to put down

And so Gaffer was born. He is the lumber mill owner in Cripple Hole Creek, population 209, but he made most of his millions by investing in stocks and bonds. Each week three couples representing three different age groups meet for lunch in his house overlooking the village and they discuss various aspects of investing.

The teaching portion of each chapter is totally conversation. People interrupt, ask questions and joke with each other, breaking up into easily-digestible pieces what in some books becomes enough to send the average reader to sleep.

Because all the teaching is done this way it doesn't feel like teaching. Questions are asked at appropriate stages to give emphasis to important points or to get clarification; those questions that, in real life, novice investors think are too basic to ask their broker are asked and answered.

They are questions "investment" books usually don't answer because the author thinks they are too elementary for his readers. As a broker I learned that just about everyone has what he or she considers to be a "dumb" question. I'm sure you've had them too.

Characters come to life,

just as in a novel. The result is teaching that does not

seem like teaching

One of the characters is a pregnant 19-year-old who works for KFC. She attends the lunches only because her 21-year-old husband, a laborer at the lumber mill, is interested. Another guest, Amy, a tough-minded 50-something not afraid to speak her mind, believes the only   place for her  money is in the bank. Readers - and the other guests - wonder what on earth she will blurt out next.

Of course, each of the characters has a life far outside the realm of investing. They are, I suspect, a lot like you. Each has challenges in their day-to-day life that have nothing to do with investing, challenges that are described in the first portion of each chapter. How they cope with those challenges and the final resolution keeps readers turning the pages long after they should have put the lights out.

The final page of each chapter sums up the main points, separating them from the fiction and driving them home.

In the free ebook is just a taste

of what you will soon

be able to do with confidence

I have written a 63-page e-book, Investment Basics from Gaffer, and I want you to have it as a gift from me. All I ask is that you read it. I think you'll be surprised at the information contained on its pages; I was surprised that I revealed so much. Each chapter deals with a different part of Gaffer's teaching, but in straightforward, uncomplicated text.

By letting me know where to send it in the form below you will also be included on a preferred early notification list so you will have warning of when the course goes live later this month. A huge multimedia publicity program is being planned that literally millions of people will see. You will likely see some of the publicity so you will know that what I say is not hype.  

The reason you want to be early is that there is a special stupidly-low launch price for a limited time. Why such a low price? I am hoping you will tell me how the course has helped you and what you expect it to do for you. I expect the limited copies available at that price will be snapped up fast.

Your address will never be shared with anyone else. Over the next several weeks, I will also send you a series of

emails aimed at furthering your investing knowledge, again with no fees or obligation. You can tell me at any time to stop sending these emails if you don't find them useful.

Of course, I hope that at some point you will want a copy of The Gaffer Wealth System, but that decision is entirely yours.

My goal is a simple one: to make you wealthier than you are now, without worry and with absolute certainty over time. You may then become one of my regular customers - because you know the value I give, not because I give you a slick pitch.

Sydney Tremayne  <??>

Best-selling investment author, speaker and reluctant dishwasher

Helping young people become millionaires;

Just imagine what that could mean for you.

How you will get 10% or more

with safety despite wars

or recessions 

PS: I promised to answer the question of how you can earn an average of at least 10 percent with safety. You will choose a number of companies that will mirror the S&P 500 Index - a broad measure of market antics. And, remarkable though it may sound, within reason I don't care what companies you pick.

Of course I will advise you, but you will make the picks yourself with confidence once you understand how. You can put this knowledge to work in less than 10 minutes. Unlike most people's expectations, this is the least-important aspect of investing.

A broad index such as the S&P500 has averaged 10.8 percent since indexes were first developed. I will show you a tactic an eight-year-old could learn in five minutes for always buying low and selling high … always … guaranteed.

You will discover the proof for yourself. And in this manner, you must  do better than the broad average over time. You cannot fail. When you see how this is done you will kick yourself for not having worked it out for yourself.

This, perhaps, is also the answer for people whose retirement hopes were dashed by the recent market decline. Perhaps, with a return of 10 percent or better your dreams can be renewed.

Borrowing from President Obama

- YES YOU CAN!