Legal

PRIVACY: My personal guarantee is that your private information will be inviolate. It will remain private and never be sold, exchanged, rented or in any way made available to any person or organization not directly involved in delivery of goods or services to you. All employees or contract personnel will also be bound by this policy. 

RULES OF ENGAGEMENT: Products and services offered are designed to help you to understand some of the many intricacies of investing, and methods for simplifying some decisions. They are offered with the understanding that the publisher and author are not engaged in rendering legal, accounting, or investment advice or other professional services. If legal, investment or other professional assistance is required the services of a competent professional should be sought. 

All forward-looking statements made in materials offered by us are intended to express an opinion of earnings potential based on history. Earnings and returns stated as historical are, to the best of our knowledge, factual.

Many factors are important in determining your actual results and no guarantees are made that you will achieve similar results or, indeed, not lose money. All investment involves some risk. The author and publisher accept no responsibility for any losses you may incur. 

COPYRIGHT: No part of any books, courses, recordings, videos or other materials may be reproduced or transmitted in any form or by any manner, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system without written permission from the author, except for the inclusion of brief quotations for a review. Printing of a single copy of course components is granted, as well as storage for personal use on a personal computer of any product delivered electronically. Recording of one-on-one coaching sessions for later review is also permitted. Any other copying or distribution is in contravention of international copyright law and will be prosecuted.

Sale or distribution of products on eBay or by any other means is expressly prohibited.

GUARANTEES: The e-book, Lunch with Gaffer, is covered by a 365-day double money back unconditional guarantee. Tell us it is not right for you and your money will be returned promptly with no quibbling. You may keep the materials for your trouble.

As with all personal coaching, no money will be returned after the start of the first session except under certain extreme conditions. Postponement of future sessions can be arranged with reasonable notice.